If you have an e-mail facility we may correspond with you using e-mail, unless you instruct us that you do not wish us to use e-mail. Our e-mails are not encrypted and in deciding whether you wish to communicate by e-mail you should bear in mind that an e-mail is an insecure method of communication. You will agree that we will not have any liability to you if a properly addressed e-mail is read by someone else. We charge for e-mails in the same way that we charge for letters.